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XIPHIAS is revolutionizing workplace safety globally with AI-powered EHS kiosks, integrating health monitoring, carbon tracking, and 360° safety training into a single platform aligned with modern labour compliance. This innovation ensures safer, healthier, and more sustainable industrial environments, demonstrating XIPHIAS’s commitment to worker welfare & development. This future-ready solution enables organizations to adapt to evolving compliance standards while maintaining efficiency & workforce integrity.
Manage waste, emissions & environmental performance through AI driven technology
Detect early risks and ensure well-being with our smart health solutions
Use our AI powered safety kiosks to build a safe workplace.
Digitizing workplaces, factories, and enterprises for over 20 years, we specialize in developing high-quality, custom software solutions that transform manual processes into seamless digital systems, driving efficiency and innovation across your organization.
XIPHIAS with 20 years of expertise leverages its AMBIC stack (AI, Mobility, Blockchain, IoT, Cloud) to deliver scalable, future-ready solutions. Our domain expertise and commitment to quality ensure robust, intelligent systems that drive digital transformation and measurable outcomes. We specialize in digitizing end-to-end processes across workplaces and factories, enabling smarter, efficient, and fully automated operations.
Explore our cutting-edge technology solutions.
Intelligent alerts, announcements, and real-time notifications.
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An AI-powered EHS platform that automates safety data, incident tracking, & compliance management helping organizations prevent risks, ensure workplace safety, and stay audit-ready with minimal manual effort.
Reduce carbon footprint, manage waste, and ensure compliance with environmental regulations.
Promote employee wellness, monitor health risks, and create a healthier workplace environment.
Implement safety protocols, conduct training, and maintain a zero-accident workplace culture.
XIPHIAS ATP (Any Time Payment) Kiosk enables 24/7 self-service bill payments for electricity, water, gas, telecom, insurance, and 10+ utilities — with Blockchain-secured transactions, multi-mode payments, and zero queues.
Long queues at electricity offices, manual cash handling errors, limited service hours, and disconnected payment systems frustrate millions of customers daily — while operators struggle with reconciliation, fraud, and rising operational costs.
TRADITIONAL BILL PAYMENT PROCESS
Long Counter Queues
Customers wait hours at utility offices and banks just to pay a monthly bill
Limited Service Hours
Payment centers close at 5 PM — no evening, weekend, or holiday access for customers
Manual Cash Handling Errors
Human errors in cash counting, receipts, and reconciliation cause disputes and delays
No Multi-Utility Platform
Separate queues for electricity, water, gas, telecom — customers visit multiple offices for different bills
Fraud & Security Risks
Paper receipts, manual ledgers, and cash handling create opportunities for fraud and misuse
High Operational Costs
Large staffing requirements, physical infrastructure, and manual reconciliation inflate operating expenses
Average time spenton bill payment
45 Minutes
AI-POWERED BILL PAYMENT KIOSK
Zero Queues, Instant Payments
Bills paid in under 2 minutes without any counter visit or waiting in line
24/7 Any Time Payments
Fully self-service — pay bills any time, day or night, 365 days a year without staff
AI-Verified Accurate Transactions
Predictive error handling and real-time AI monitoring eliminate manual errors completely
10+ Utilities in One Kiosk
Electricity, water, gas, telecom, insurance, property tax, RTO — one stop for all payments
Blockchain-Secured Transactions
Every payment is tamper-proof, verifiable, and stored on an immutable Blockchain ledger
70% Lower Operational Costs
Reduce staffing, physical counters, and reconciliation overhead with automated kiosk management
Average payment timewith XIPHIAS Kiosk
<2 Minutes
The XIPHIAS Bill Payment Touch Screen Kiosk — also known as the ATP (Any Time Payment) Kiosk — is an AI-powered self-service platform for fast, secure, 24/7 multi-utility bill payments. It accepts cash, coins, debit/credit cards, cheques (MICR), and UPI/mobile wallets. With Blockchain-secured transactions, AI fraud detection, IoT monitoring, and instant receipt printing, XIPHIAS ATP Kiosks are deployed across electricity offices, municipal corporations, banks, retail chains, and smart city projects.
Multi-Mode Payment Acceptance
Cash, coins, credit/debit cards, cheques (MICR scanner), UPI, and mobile wallets — all accepted in one kiosk.
10+ Utility Bill Payments
Electricity, water, LPG, telecom, internet, insurance, property tax, RTO, stamps & registration, and housing.
Every payment is encrypted, tamper-proof, and stored on an immutable ledger for complete transaction trust.
Instant Receipt Generation
Unique printed receipts for every transaction — plus SMS/email digital confirmation instantly delivered.
AI Fraud Detection & Monitoring
Real-time AI transaction monitoring with predictive error handling to prevent fraud before it occurs.
Customers select their utility, enter bill details, make payment via their preferred mode, and receive an instant printed or digital receipt — all in under 2 minutes, 24/7.
Choose from electricity, water, gas, telecom, insurance, property tax, and more on the touchscreen menu.
Enter consumer number manually, scan the barcode, or use the QR code to fetch bill details instantly.
Pay via cash, coin, card, cheque (MICR), UPI, or mobile wallet — all modes accepted securely.
Receive a unique printed receipt instantly. Blockchain-secured transaction record generated automatically.
The XIPHIAS ATP Kiosk is backed by an intelligent payment platform, centralized admin dashboard, and IoT monitoring — delivering end-to-end bill payment management from cash collection to reconciliation.
ATP Bill Payment Kiosk
Multi-utility self-service bill payment with cash, card, cheque, UPI, and instant receipt printing — 24/7 without staff.
Payment Management Software
Manage utility billing integration, payment gateway connections, transaction reconciliation, and analytics from one platform.
Admin Dashboard
Monitor live transactions, cash levels, fraud alerts, uptime, and collections across all kiosk locations in real time.
IoT Remote Management
Remote diagnostics, cash level alerts, hardware health monitoring, and proactive maintenance via IoT telemetry.
Every payment function unified under one AI-powered platform for operators and customers.
High-Precision Touchscreen
Vandal-proof capacitive touch, 16K×16K resolution, anti-dust and anti-rust — 15" to 55".
Cash & Coin Acceptor
Note acceptor with anti-fishing laser, compound forged note recognition, 95%+ acceptance rate.
Card & UPI Reader
Credit/debit card acceptor with EMV chip, NFC/contactless, and UPI QR code payment.
Cheque/DD Scanner (MICR)
Integrated MICR cheque and demand draft scanner for accurate banking transaction processing.
Thermal Receipt Printer
High-quality 200 DPI thermal receipt printer with barcode/QR support and 1M+ cut life.
Camera for Photo Capture
Built-in HD camera for customer verification, audit records, and consumer feedback capture.
Cloud & IoT Connectivity
Real-time cloud sync, IoT remote monitoring, and diagnostic telemetry for proactive maintenance.
1.6mm Steel Enclosure
Industrial-grade CRCA body, lockable castors, UPS backup, available in multiple form factors.
Most bill payment kiosks look similar on paper. The difference shows up in uptime, security, and ROI. Here is how XIPHIAS compares.
XIPHIAS ATP Kiosks are deployed across utilities, government departments, transport authorities, and public service centers — anywhere customers need 24/7 self-service bill payment access.
Electricity Distribution
Power Bills
Water Supply Office
Water Bills
Telecom Office
Recharge & Bills
Internet Supply
Broadband Payments
LPG Supply Office
Gas Booking
Transport Department
Bus Pass & Fines
Property Tax Office
Tax Collection
Regional Transport (RTO)
License & Fees
Stamps & Registration
Document Services
Housing Board
Housing Payments
Banks & Retail
Payment Centers
Smart City Projects
Urban Services
USA's #1 ATP Kiosk Manufacturer
Unparalleled Customization
Blockchain-Secured Payments
AI-Powered Fraud Detection
Proven ROI
Global Reach, Local Support
ISO-Certified Quality & Security
High-Performance Manufacturing
10+ Utilities on One Platform
Best-Value Pricing
Measurable payment transformation across utilities, government departments, and smart city deployments.
<2 min
Bill Payment Time
Reduced average bill payment time from 45-minute counter queues to under 2 minutes self-service.
100%
Fraud-Free Transactions
Blockchain-secured records with AI fraud detection eliminated payment fraud across all deployments.
50K+
Daily Transactions
Self-service bill payments processed daily across 50,000+ XIPHIAS ATP Kiosk deployments nationwide.
70%
Reduced Operational Cost
Eliminated manual counters, reduced staffing, and automated reconciliation — 70% operational savings.
24/7
Round-the-Clock Service
Customers pay bills evenings, weekends, and holidays — zero dependency on staffed counter hours.
Rural+
Urban & Rural Reach
Scalable ATP Kiosk deployments bridging the digital payment gap for underserved rural communities.
Trusted by utility providers, retail chains, and service centre operators across USA.
"The support provided by Rohit and his team was exceptionally good. He followed up with us daily during installation and addressed every doubt promptly — completed within a shorter timeframe than expected."
"XIPHIAS Bill Payment Kiosks cut our counter queue times dramatically. Customers now complete utility and bill payments in under 2 minutes — footfall at staffed counters has dropped significantly."
"The multi-utility support means one kiosk now handles electricity, water, and telecom payments together. Cash reconciliation is far simpler and disputes have practically disappeared."
"XIPHIAS doesn't just hear you — they actually fix it. Fast. The software includes a wide range of features and is well-developed, effectively accommodating all our bill payment service requirements."
Everything you need to know about XIPHIAS Bill Payment Kiosks — from payment modes and utilities to fraud prevention and deployment.
The XIPHIAS ATP Kiosk accepts credit/debit cards, cash, coins, cheques and demand drafts (MICR scanner), UPI, and mobile wallet payments — all payment modes in one self-service kiosk.
The kiosk supports 10+ utilities including electricity, water, LPG/gas, telecom, internet, insurance, property tax, RTO fees, stamps & registration, housing board, and credit card bills — all from one platform.
AI-based real-time transaction monitoring, predictive error handling, and Blockchain-secured ledgers ensure every payment is accurate, tamper-proof, and fraud-free. The note acceptor uses anti-fishing laser technology and compound forged note recognition.
Absolutely. The ATP Kiosk is fully self-service and operates 24/7/365 — customers can pay bills at any time, including evenings, weekends, and public holidays, without any staff assistance.
Yes. The XIPHIAS ATP Kiosk is designed for scalable deployment across urban centers, semi-urban towns, and rural areas. It supports offline modes, multilingual interfaces, and operates reliably in varied environmental conditions.
Yes. The XIPHIAS ATP Kiosk prints a receipt immediately after every successful transaction. It also sends digital confirmation via SMS or email, giving customers a complete payment record every time.
Yes. The kiosk integrates directly with government portals, state electricity boards, municipal corporations, water authorities, and telecom operators via secure API — enabling real-time bill fetching and instant payment confirmation.
XIPHIAS offers flexible pricing with a Lowest Price Guarantee across all ATP Kiosk configurations. Contact us for a customised quote — we will match or beat any competitor price while maintaining full feature parity.
The ATP Kiosk includes a capacitive touchscreen, cash acceptor with anti-counterfeit detection, coin acceptor, card reader (EMV/NFC), MICR cheque scanner, thermal receipt printer, barcode/QR scanner, and a 1.6mm CRCA steel enclosure built for 24/7 use.
Yes. The interface supports 30+ regional and international languages, making it accessible for all customer segments including non-English speakers — ideal for pan-India and global deployments.
Yes. The XIPHIAS ATP Kiosk complies with RBI guidelines for cash handling, PCI DSS for card payments, and ISO 27001 for data security — ensuring full regulatory compliance for banking and utility payment operations.
Yes. Built-in IoT remote monitoring tracks cash levels, hardware health, transaction logs, and uptime in real time from a central dashboard. Proactive alerts notify your team before issues affect customers.
XIPHIAS provides 24/7 support through 200+ service centres nationwide, remote software updates, preventive maintenance visits, and a dedicated account manager — ensuring maximum uptime for your bill payment operations.
Yes. XIPHIAS Bill Payment Kiosks are listed on India's Government e-Marketplace (GeM Portal), enabling government departments, PSUs, and public sector organisations to procure directly without a separate tender process.
Every XIPHIAS ATP Kiosk comes with a standard 1-year warranty covering hardware, software, and on-site support — extendable up to 5 years with flexible extended warranty plans for complete peace of mind.
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Every utility paid, every receipt printed, every transaction secured in real time. That's not a promise — it's just how XIPHIAS ATP Kiosks work.
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